Delivery Process
Step 1: Pre-Delivery Planning
Once your mobile home purchase is finalized, our delivery coordination team will contact you to schedule your delivery and discuss site requirements. We’ll work with you to ensure your site is properly prepared and all necessary permits are obtained.
Step 2: Route Planning
Our transportation specialists will plan the optimal route to your location, taking into account road restrictions, bridge clearances, and local regulations. For challenging deliveries, we may conduct a site survey to ensure successful delivery.
Step 3: Delivery Scheduling
We’ll provide you with a delivery window and keep you informed of any schedule changes. Our drivers will contact you 24-48 hours before delivery to confirm timing and coordinate site access.
Step 4: Professional Setup
Upon arrival, our certified setup crews will position your home on the foundation, level the structure, and complete all necessary connections. We ensure your home meets all local building codes and manufacturer specifications.
Delivery Options
Standard Delivery
Includes transportation to your site and basic positioning on a prepared foundation. Suitable for sites with good road access and minimal obstacles.
Full-Service Delivery & Setup
Comprehensive service including transportation, positioning, leveling, skirting installation, and utility connections. Our most popular option for customers who want a complete turnkey solution.
Crane-Assisted Delivery
For challenging sites or multi-section homes that require crane assistance for positioning. Our certified crane operators ensure safe and precise placement.
Site Requirements
To ensure successful delivery, your site must meet certain requirements:
Access Requirements:
• Minimum 14-foot road width for single-wide homes
• Minimum 16-foot road width for double-wide homes
• Adequate turning radius for transport vehicles
• Bridge weight capacity of at least 80,000 pounds
• Overhead clearance of at least 15 feet
Foundation Requirements:
• Level, properly prepared foundation or pad
• Adequate drainage around the home site
• Compliance with local building codes
• Proper setbacks from property lines
Utility Preparations:
• Electrical service panel within 100 feet of home location
• Water and sewer connections properly positioned
• Propane tank location (if applicable)
• Cable/internet service availability
Delivery Timeframes
Typical delivery timeframes vary based on distance and complexity:
• Local deliveries (within 100 miles): 1-2 weeks
• Regional deliveries (100-500 miles): 2-3 weeks
• Long-distance deliveries (500+ miles): 3-4 weeks
• Custom or special order homes: 4-8 weeks
Delivery Costs
Delivery costs are calculated based on several factors:
• Distance from manufacturing facility or dealer location
• Home size and configuration
• Site accessibility and complexity
• Additional services required (crane, permits, etc.)
• Regional cost variations
We provide detailed delivery quotes for every order, with no hidden fees or surprise charges.
Insurance & Protection
All shipments are fully insured during transportation. Our transport partners carry comprehensive liability and cargo insurance to protect your investment. In the unlikely event of damage during transport, we’ll work quickly to resolve any issues and ensure your complete satisfaction.
4. Financing Options Page
Flexible Financing Solutions for Your Mobile Home
At TrailerHousesForRent.com, we believe that everyone deserves the opportunity to own a quality home, regardless of their credit history or financial situation. That’s why we’ve developed a comprehensive range of financing options designed to meet the diverse needs of our customers across the United States and Canada.
Our Financing Partners
We work with a network of specialized mobile home lenders who understand the unique aspects of manufactured home financing. Our lending partners include:
• Traditional banks and credit unions
• Specialized manufactured home lenders
• Alternative financing companies
• Rent-to-own program providers
• Government-backed loan programs
Financing Options Available
Traditional Mobile Home Loans
For customers with good credit (typically 620+ credit score), traditional mobile home loans offer competitive interest rates and terms. These loans are available for both new and used mobile homes and can be structured as:
• Chattel loans (personal property loans)
• Real estate loans (when the home and land are purchased together)
• FHA loans (for qualifying properties and borrowers)
• VA loans (for eligible veterans and service members)
Terms: 15-30 years
Down Payment: 5-20% depending on loan type and credit
Interest Rates: Competitive market rates
Alternative Financing Programs
For customers with less-than-perfect credit or unique financial situations, we offer alternative financing solutions:
Subprime Lending Programs
• Available for credit scores as low as 500
• Higher interest rates but accessible approval requirements
• Terms typically 10-20 years
• Down payments starting at 10%
In-House Financing
• Direct financing through select dealers
• Flexible approval criteria
• Customized payment terms
• Quick approval process
Rent-to-Own Programs
Our popular rent-to-own programs allow you to move into your new home immediately while building equity toward ownership:
How It Works:
1. Select your mobile home from our inventory
2. Make an initial payment (typically 1-3 months’ rent)
3. Move in and begin making monthly payments
4. A portion of each payment goes toward the purchase price
5. Exercise your option to purchase at any time
Benefits:
• No traditional credit check required
• Lower initial investment
• Flexibility to purchase or walk away
• Build equity while you live in the home
• Maintenance and warranty coverage included
Government-Backed Loan Programs
FHA Loans
The Federal Housing Administration offers loans for manufactured homes that meet specific requirements:
• Minimum credit score of 580 for 3.5% down payment
• Minimum credit score of 500 for 10% down payment
• Competitive interest rates
• Available for primary residences only
VA Loans
Veterans and eligible service members may qualify for VA-backed manufactured home loans:
• No down payment required
• No private mortgage insurance
• Competitive interest rates
• Available for primary residences
USDA Rural Development Loans
For homes in eligible rural areas:
• No down payment required
• Income restrictions apply
• Below-market interest rates
• Available for primary residences in rural areas
Financing Process
Step 1: Pre-Qualification
Complete our online pre-qualification form or speak with one of our financing specialists. We’ll review your financial situation and provide initial financing options.
Step 2: Application
Submit a complete loan application with required documentation:
• Proof of income (pay stubs, tax returns)
• Bank statements
• Employment verification
• Credit authorization
Step 3: Approval
Our lending partners will review your application and provide approval decisions, typically within 24-48 hours for most programs.
Step 4: Final Approval
Once you’ve selected your home, we’ll finalize your loan terms and prepare closing documents.
Step 5: Closing
Complete the closing process and take possession of your new home.
Credit Improvement Programs
For customers who don’t currently qualify for financing, we offer credit improvement guidance and programs.
• Credit counseling services
• Debt consolidation options
• Secured credit card programs
• Credit monitoring services
• Financial education resources
Payment Options
We offer flexible payment options to fit your budget:
• Monthly payments
• Bi-weekly payments (pay off your loan faster)
• Automatic payment discounts
• Online payment portal
• Phone and mail payment options
Special Programs
First-Time Homebuyer Programs
Special incentives and reduced rates for first-time homebuyers, including:
• Reduced down payment requirements
• Lower interest rates
• Closing cost assistance
• Homebuyer education programs
Military Discount Programs
Special financing terms for active duty military, veterans, and their families:
• Reduced interest rates
• Waived fees
• Flexible deployment accommodations
• VA loan expertise
Senior Citizen Programs
Specialized financing options for customers 55 and older:
• Reduced income requirements
• Flexible payment terms
• Reverse mortgage options (where applicable)
• Senior-specific communities
Getting Started
Ready to explore your financing options? Contact our financing specialists today:
Phone: (305) 390-1903
Email: support@trailerhousesforrent.com
Our team will work with you to find the financing solution that best fits your needs and budget, helping you achieve your dream of homeownership.
Request a Shipping Quote or Ask a Question
Need help with shipping rates, rent-to-own delivery, or timelines? Fill out the form below and one of our team members will get back to you within 24 hours.
