Rent-to-Own Mobile Homes—Your Path to Homeownership
Own Your Home Without Traditional Financing
Our rent-to-own program offers a unique opportunity to move into your dream mobile home today while building equity toward ownership. This innovative approach to homeownership eliminates many of the barriers associated with traditional home financing, making it possible for more families to achieve their homeownership goals. Rent-to-Own Mobile Homes
How Our Rent-to-Own Program Works
Step 1: Choose Your Home
Browse our extensive inventory of mobile homes available through our rent-to-own program. Our selection includes single-wide, double-wide, and triple-wide homes in various floor plans and price ranges.
Step 2: Initial Payment
Make an initial payment that typically ranges from one to three months’ rent. This payment secures your home and begins your journey toward ownership.
Step 3: Move In
Once your initial payment is processed and any necessary site preparation is complete, you can move into your new home immediately.
Step 4: Monthly Payments
Make monthly payments that include both rent and a portion that goes toward the eventual purchase of the home. Each payment builds equity in your future ownership.
Step 5: Exercise Your Option
At any time during your rental period, you can choose to purchase the home by paying the remaining balance. You can also continue renting until the end of your agreement term, at which point you’ll own the home outright.
Benefits of Rent-to-Own
No Traditional Credit Check
Our rent-to-own program doesn’t require a traditional credit check, making it accessible to customers with poor credit, no credit, or unique financial situations.
Immediate Occupancy
Move into your new home right away without waiting for loan approval or lengthy closing processes.
Build Equity
Unlike traditional renting, a portion of each payment goes toward the purchase price of the home, building your equity over time.
Flexibility
If your circumstances change, you have the flexibility to purchase the home early or, in some cases, end the agreement without the long-term commitment of a traditional mortgage.
Maintenance Included
Many of our rent-to-own agreements include maintenance and warranty coverage, protecting you from unexpected repair costs.
Test Drive Your Home
Live in the home before you own it, ensuring it meets your needs and expectations before making the final commitment to purchase.
Program Details
Rental Terms
• Typical rental periods: 2-5 years
• Monthly payments include rent and equity building
• Option to purchase at any time during the rental period
• Clear purchase price established at the beginning of the agreement
Equity Building
• Percentage of monthly payment toward purchase varies by program
• Typical equity building: 20-40% of monthly payment
• All equity payments are credited toward the final purchase price
• Detailed accounting provided with each monthly statement
Purchase Options
• Exercise purchase option at any time
• The remaining balance can be financed through traditional lenders
• Cash purchase discounts may be available
• Early purchase incentives offered in some programs
Qualifying Requirements
While our rent-to-own program has more flexible requirements than traditional financing, applicants must meet basic criteria:
Income Requirements
• Stable monthly income sufficient to cover rent payments
• Income verification through pay stubs or bank statements
• Debt-to-income ratio considerations
Background Check
• Basic background check for rental history and criminal background
• Previous evictions or rental issues may affect approval
• References from previous landlords may be required
Initial Payment
• Ability to make required initial payment
• Payment can sometimes be structured over 2-3 months
• Some programs accept partial payments to get started
Available Homes
Our rent-to-own inventory includes a wide variety of mobile homes:
Single-Wide Homes
• 1-3 bedrooms
• 600-1,200 square feet
• Starting monthly payments from $XXX
Double-Wide Homes
• 2-4 bedrooms
• 1,000-2,000 square feet
• Starting monthly payments from $XXX
Triple-Wide Homes
• 3-5 bedrooms
• 1,500-2,500 square feet
• Starting monthly payments from $XXX
New vs. Used Options
• New homes with full manufacturer warranties
• Quality used homes with inspection guarantees
• Refurbished homes with updated features
• Custom order options available
Geographic Availability
Our rent-to-own program is available in most states across the United States and select provinces in Canada. Availability may vary by location due to local regulations and partner dealer networks.
Program Variations
Standard Rent-to-Own
Traditional rent-to-own structure with fixed monthly payments and a predetermined purchase price.
Lease-Purchase Agreements
Structured as a lease with an obligation to purchase at the end of the term.
Rent-to-Own with Down Payment Assistance
Programs that help accumulate down payment funds for traditional financing.
Graduated Payment Programs
Payment amounts that increase over time as your income grows.
Success Stories
“After bankruptcy, we thought homeownership was impossible. The rent-to-own program gave us a second chance. We’ve been in our home for two years and plan to exercise our purchase option next year.” – Sarah M., Texas
“As a single mom with limited credit history, traditional financing wasn’t an option. Now I’m building equity in my own home while my daughter has a stable place to grow up.” – Jennifer L., Florida
“We used the rent-to-own program to test out mobile home living before committing to purchase. It was perfect for our situation.” – Mike and Carol T., Arizona
Getting Started
Ready to explore rent-to-own options? Our specialists are here to help.
Phone: (305) 390-1903
Email: support@trailerhousesforrent.com
Next Steps:
1. Browse available rent-to-own homes on our website
2. Complete our online pre-qualification form
3. Schedule a consultation with our rent-to-own specialist
4. Review program details and select your home
5. Complete the application process
6. Move into your new home
Frequently Asked Questions
Q: What happens if I can’t make a payment?
A: We work with customers experiencing temporary financial difficulties. Contact us immediately if you’re having trouble making payments to discuss options.
Q: Can I modify or improve the home during the rental period?
A: Minor modifications may be allowed with approval. Major improvements should be discussed before implementation.
Q: What happens at the end of the rental term if I don’t purchase?
A: Terms vary by agreement, but typically you would need to vacate the property or negotiate a new agreement.
Q: Are pets allowed?
A: Pet policies vary by program and location. Discuss pet ownership during the application process.
Q: Can I transfer my agreement to someone else?
A: Transfer options depend on the specific agreement terms and approval of the new applicant.
Our rent-to-own program has helped thousands of families achieve homeownership. Contact us today to learn how it can work for you.